Monday to Friday, 9.00am to 4.00pm
New OCU Mobile Banking App available from the App or Play store now!
Whether it's for a car, home renovations, holiday or to consolidate your debt, our personal loans are available for any worthwhile purpose.
| Features | New Car | Secured | Unsecured |
| Interest Rate | 7.39% p.a. | 11.39% p.a. | 14.39% p.a. |
| Comparison Rate | 7.74% p.a. | 11.75% p.a. | 14.76% p.a. |
| Minimum amount | $15,000 | $2,000 | $2,000 |
| Maximum amount | $180,000 | Subject to application | Subject to application |
Loan amounts and repayment terms
| Loan Period | Up to 7 years | Up to 7 years | Up to 6 years |
| Repayments | Monthly, Fortnightly, Weekly | Monthly, Fortnightly, Weekly | Monthly, Fortnightly, Weekly |
| Repayment Options | - Payroll deduction - Periodical payment - Internet Banking |
- Payroll deduction - Periodical payment - Internet Banking |
- Payroll deduction - Periodical payment - Internet Banking |
Repayments and redraw options
| Interest Charges | Calculated daily, charged monthly | Calculated daily, charged monthly | Calculated daily, charged monthly |
| Variable and lump sum repayments | Yes | Yes | Yes |
| Early repayments without penalty | Yes | Yes | Yes |
| Free Loan redraw | Yes | Yes | Yes |
| Monthly account keeping/service fees | $0 | $0 | $0 |
Fees
| Automatic repayments (payroll) | Yes | Yes | Yes |
| Easy to apply for loan | Phone, Online, Branch | Phone, Online, Branch | Phone, Online, Branch |
'Our Little Orange Book of Savings Tips' reveals the best savings tips across the Central West region.
Mr von Stieglitz is passionate about helping our members of today and generations to come.
With most Australians transacting on their smart devices, protecting your security online is more important than ever.
1 Credit eligibility criteria, terms and conditions, fees & charges apply. Comparison rate is based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2 Credit eligibility criteria, terms and conditions, fees & charges apply. Comparison rate is based on an unsecured loan of $10,000 over 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
